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What are Permanent Disability Advances?

Leigh Law

If you've been injured at work and are seeking compensation for your injuries, it's essential to understand the concept of Permanent Disability Advances. As a trusted Workers' Compensation attorney firm serving San Diego, Los Angeles, and Westlake Village, Leigh Law Firm is dedicated to helping injured workers navigate the complex legal process. In this blog post, we'll delve into the specifics of Permanent Disability advances, their purpose, and why they are credited from settlements.

What are Permanent Disability Advances?

Permanent Disability Advances, also known as PD Advances, are payments made to injured workers by the insurance company or employer before the final settlement of a Workers' Compensation claim. These advances are intended to provide financial assistance to workers with long-term or permanent disabilities resulting from workplace injuries. The goal is to help injured employees meet their immediate financial needs while awaiting the resolution of their case.

Why are Permanent Disability Advances Issued?

  1. Financial Support During Recovery: Following a workplace injury, individuals often face medical expenses, ongoing treatment costs, and lost wages due to the inability to work. Permanent Disability Advances are issued to provide injured workers with much-needed financial support during their recovery period. These advances can help cover medical bills, rehabilitation costs, and everyday living expenses.

  2. Timely Assistance: Workers' Compensation cases can sometimes take a considerable amount of time to resolve due to various factors such as investigations, evaluations, and negotiations. In the meantime, injured workers may experience significant financial strain. By issuing Permanent Disability Advances, insurance companies and employers aim to provide timely assistance, ensuring that injured workers have the means to support themselves and their families.

Why are Permanent Disability Advances Credited from Settlements?

When a Workers' Compensation case is eventually settled, any Permanent Disability Advances already received by the injured worker are typically credited from the final settlement amount. The rationale behind this credit is to prevent double recovery. By crediting the advances, the settlement amount is adjusted to account for the financial support already provided to the injured worker during the case.

It's important to note that the credit for Permanent Disability Advances does not mean that injured workers have to pay back the money received. Instead, it ensures a fair and equitable resolution by adjusting the final settlement based on the advances received.

If you've suffered a workplace injury and are navigating the complexities of a Workers' Compensation claim, seeking legal representation is crucial to protect your rights and maximize your benefits. At Leigh Law Firm, our experienced Workers' Compensation attorneys are dedicated to advocating for injured workers in San Diego, Los Angeles, and Ventura County. Contact us today to schedule a free consultation and discuss your case in detail. Our knowledgeable team will guide you through the legal process, help you understand your rights, and work tirelessly to secure the compensation you deserve.

Permanent Disability Advances play a vital role in supporting injured workers during their recovery period. By issuing these advances, insurance companies and employers provide financial assistance when it is needed the most. When settling a Workers' Compensation claim, these advances are credited from the final settlement amount to ensure a fair outcome for both parties.

If you're facing a Workers' Compensation case and need legal representation, don't hesitate to reach out to Leigh Law Firm. Our experienced attorneys are well-versed in Workers' Compensation law and can help you navigate the complexities of your case. Contact us today to protect your rights and secure the compensation you deserve.

To discuss your situation with our experienced workers’ comp lawyer, call us at (619) 473-7569 or contact us online today to set up a free, no-obligation consultation. You don’t owe us any out-of-pocket costs unless we win! Se Habla Español.